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Frequency Asked Questions

Welcome to our General FAQ section! Find quick answers to common questions below.

Who Can Qualify To Obtain A Loan From Dollartreeloan?

Individuals and business who wants to expand their business. The qualification criteria include:

  • You must have a reasonable credit score
  • You can provide collateral in an acceptable form
  • You should demonstrate that you have the capability of loan repayment.
  • You should be employed at the current job for at least 3 months.
  • You must have earnings of $1,000 after tax deduction per month.
  • You must have attained the age of 18 years, and be a permanent resident or citizen of the US.
  • You need to provide a working contact number for your work and home
  • You also have to provide us with your valid email ID
  • You must possess a bank account in your name

How Long Does It Take To Get A Loan?

After filling in the required information, the revert from the lender can be expected on the same day or even within a few minutes. The time taken to complete the entire process of approval and funding will take up to 48 hours.

In Which States Do The Services Of Dollartreeloan.Com Are Available?

The lending services and consultation are available in all 50 states of the United States of America.

How Does Dollartreeloan Get Paid?

In our lending industry, we charge a fee from the lenders in case a borrower referred by us gets successful lending from them. No charges are incurred by the users of our website for using our services.

What Makes Dollartreeloan Different From Other Competitors?

We offer our clients a faster and smoother process of lending money to fulfill your business requirements. We provide the best personalized offers depending on the credit score and the requirements. Unlike the other competitors in the market, we do not charge any fee for checking the prequalified rates and also do not impact the credit score of the users.

What Could Be The Maximum Amount That Can Be Borrowed?

The amount that can be borrowed from us ranges from $ 200 to $ 5,000. The exact amount of the loan can vary depending on your state of residence and the programs run by the lenders.

What Types Of Loans Does Dollartreeloan Offer?

The different sorts of loans offered by us include but are not limited to:

  • Personal loan
  • Commercial loan
  • Education loan
  • Auto loans
  • Conventional loan
  • Debt consolidation loan
  • Mortgage loan
  • Credit builder loan

What Are The Terms And Details Of My Loan?

We do have a vast network of lenders, so post submission of loan inquiry the lender interested in the inquiry will be providing you with the details and terms of the loan. The loan details and terms must include the rate of interest, repayment dates, fees, and other charges. There are different lenders available in our network for different sorts of loans. If you do not feel satisfied by the terms and details of the loan offer by a lender, you can simply decline that offer.

How To Apply For An Online Loan On Dollartreeloan.Com?

You can easily apply for a loan from our website by simply filling out an easy form. Post-filling the form, submission of the inquiry will be done. The inquiry is forwarded to a vast network of lenders, after reviewing the inquiry one of our lenders will respond to it within the same day or even in a few minutes. After approval of the loan, you will be redirected to the website of the lender, to review the terms of the loan, repayment period, applicable charges, rates, etc. After you accept the terms and conditions, the agreed loan amount will be directly transferred by the lender into your bank account at the earliest by the next day.

What Is The Process Of Repaying The Loan Amount?

For repayment of the loan, an ACH will be set by the lender from your checking account. The predetermined amount will be automatically deducted from the account on the due date, and the amount to be debited will remain constant throughout the period of the loan.

How Do My Loan Terms Get Decided?

The decision on the loan terms is taken based on several factors, such as income, credit history, value and availability of collateral, and expenses. These factors are majorly considered for deciding the loan terms for each customer along with their ability to repay the loan.

What Are The Possibilities Of Action, If I Do Not Repay My Loan?

If you do not repay your loan within the given timeline, then you will get into the defaulter’s list by your lender. The loan default and the late payments of the loan show their adverse effects on the credit history and make it difficult for you to obtain another loan in the future.

What Are The Consequences Of Late Payment?

The policies and penalties for late payment of the loan vary as per the lenders. For details and information regarding the late fees and penalties, you should check the loan document or directly establish contact with the lender. It can also vary depending on the laws established by the state.

How Much Does My Credit Score Get Impacted By Multiple Inquiries?

At, we conduct a soft credit inquiry at the initial stage before getting you the perfect lending partner which does not impact your credit score. But after the approval of the lender, they conduct a hard credit inquiry on your account, this process might impact the credit score by 5 points each time.

Is My Data Safe With Dollartreeloan?

Yes, your information is safe with us as we have implemented the industry-recognized advanced encryption and security technology for protecting your data.